WHAT DOES DIVERSIFIED GENERAL FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All credit unions need to share a member’s personal information to run their everyday business. In the section below, we list the reasons California Community Credit Union chooses to share; and whether you can limit this sharing.
|REASON WE CAN SHARE YOUR PERSONAL INFORMATION
|DOES DIVERSIFIED GENERAL FCU SHARE?
|Can you limit this sharing?
|For our everyday business purposes – Such as to process your transactions, maintain our account(s). Respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes – To offer our products and services to you
|For joint marketing with other financial companies
|For our affiliates’ everyday business purposes – Information about your transactions and experiences
|For our affiliates’ everyday business purposes – Information about your creditworthiness
|For nonaffiliated to market to you
To limit our sharing
Call 574-753-3547, or stop into the office. Please Note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Call 574-753-3547 8:30 – 4:30 Monday –Wednesday; 8:30 – 5:00 Thursday & Friday
|Who We Are
|Who is providing this notice?
|Diversified General Federal Credit Union 631 E. Broadway, Logansport, IN 46947
|How does Diversified General FCU protect my personal information?
|To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
|How does Diversified General FCU collect my personal information?
|We collect your personal information, for example , when you • become a member or apply for a loan • Open accounts such as draft and IRA accounts • Order checks or debit and atm cards
|Why can’t I limit all sharing?
|Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes – information about your creditworthiness • affiliates from using your information to market to you • sharing for non-affiliates to market to you State law and individual companies may give you additional rights to limit sharing.
|What happens when I limit sharing for an account I hold jointly with someone else?
|None of the joint members on the accounts will be offered the insurance benefits.
|Companies related by common ownership or control. They can be financial and nonfinancial companies. • We have none at this time
|Companies not related by common ownership or control. They can be financial and nonfinancial companies. • We have none at this time
|A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • CUNA Mutual Insurance company • AIL ( American Income Life)
|Other Important Information
|California law provides that a consumer has the right to control the sharing of personal and financial information with outside companies the financial institution contracts with to provide financial products and services. To exercise your right, refer to the below notice titled, “Important Privacy Choices for Consumers.”