Checking Account

At Diversified General Federal Credit Union Checking Is Made Easy.

CHecking accounts

Diversified General Federal Credit Union offers two types of checking accounts:

Share Draft Account

Share Draft Account is a FREE checking account
with FREE debit card access
and FREE online banking

Payment Checking Account

Payment Checking Account is also a FREE checking account with FREE debit card access and FREE online banking.

This account differs from the Share Draft, in that it pays dividends when minimum balances are met. Dividends are paid on balances above $1,000.00, and are declared monthly by the board. Those accounts that drop below $500.00 during the month will be charged $1.50.

Debit Cards

  • FREE Debit cards offered on our FREE checking accounts.
  • Make purchases anywhere VISA is accepted
  • Get cash at thousands of ATM’s worldwide
  • Surcharge FREE at any Co-Op or Alliance One ATM. click below to find a fee-free ATM near you!

To best protect you from debit card fraud, we monitor, and sometimes block, unusual activity on your debit card. In order to avoid inconveniencing you during times that you are traveling, please inform us when you plan to travel far outside of your state or region, and particularly prior to international travel, including Canada. If you have any questions, please call our office at (574) 753-3547. For assistance after regular hours, please call 1-800-523-4175. This is part of our commitment to Member security and fraud prevention, and we appreciate your support.


With surcharge-free ATMs, it won’t cost you a penny just to get your hands on your cash. You’ll have savings you can count on, before you even begin to shop. When your credit union is part of CO-OP Network, you have 28,000 convenient, surcharge-free ATMs at your service across the United States and Canada. And when you’re trying to save time, as well as money, that gives you plenty of additional reasons to be glad you’re a credit union member.


Diversified General FCU is also part of the Alliance One network. Alliance One, founded in 1998, is a nationwide cooperative group of credit unions, community banks and thrifts that have joined forces to let their cardholders access each others’ ATMs all over America without having to pay ATM surcharge fees. That cooperative spirit not only gives you more convenient ATMs to choose from, it also leaves those extra fees where it should be – in your account.

Reorder Checks

When you’re running out of checks, the faster you can get a box of checks the better.  So, why not do it online and get those checks to your house ASAP? All you need is an existing check or the check reorder form in your checkbook. You can always call our office and we would be more than happy to reorder your checks for you. 574-753-3547


When you need to order or reorder checks online, turn to Harland Clarke – a leading check printer trusted by banks and credit unions nationwide. From personal checks to business checks, including safety checks and security checks, we provide the check styles and accessories you’re looking for. We also offer Intuit, Quicken and Microsoft software-compatible business checks and envelopes